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Preparing for
Retirement
CMPS professionals are committed, qualified and
equipped to help you implement cash flow
strategies to better prepare for retirement, as well
as help you generate tax-free income during
retirement.
Save for Retirement:
Twenty-five percent of Americans in their peak
earning years (ages 50-65) saved absolutely nothing
for retirement last year! CMPS professionals help
you re-examine your spending habits and the way your
monthly cash flow works in order to better prepare
for retirement. This doesn't necessarily mean that
you need to spend less or earn more. It just means
that you need to spend your monthly cash flow
differently. You see, most people who want to save
more for retirement can do so if they just manage
their cash flow differently. CMPS professionals help
you examine your spending habits and identify
strategies to help you re-work the numbers to better
enable you to prepare for retirement.
In fact, when the Social Security Act was first
enacted in 1935, the retirement age was set at 65
years old, but the average life expectancy was only
64 years old! Today, our average life expectancy in
America is close to 79 years old, yet we are still
using the same rules of managing our cash flow into
retirement that our parents and grandparents used
over 70 years ago!
Click below to download the free report that
illustrates mortgage, cash flow and home equity
planning strategies to better help you prepare for
retirement:
How to Safely
Manage Home Equity
Generate Tax-free Income During Retirement:
As you think about retirement, there are a few
questions that should be addressed:
- What exactly does
retirement mean to you?
- What will be the sources
of your income during retirement? Do you expect
to work part-time and generate income in this
manner?
CMPS professionals work as a
team with your CPA, CFP and other financial advisors
to help you determine how much cash flow you need
during retirement and where best to generate that
income. There are some specific strategies
including:
- Reverse Mortgages
- Home Equity Lines of
Credit
- Interest-Only Mortgages /
Cash Flow ARMs
- Home Equity Management
Techniques in Conjunction with Investment
Management Strategies that Involve:
- Annuities
- Tax Free Bonds
- Investment Grade Life
Insurance
- Other Safe, Guaranteed
& Diversified Investments
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